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Getting free access to unlimited Experian credit reports is easily accomplished by utilizing the report number taken off of a credit report you can obtain without cost from annualcreditreport.com, and taking advantage of back door access, courtesy of Experian.

An amendment to the Fair Credit Reporting Act which came under the Bush administration entitled every US Resident to receive one free credit report every 12 months from each of the 3 nationwide credit reporting agencies.

To give consumers access to credit reports online, Experian, Equifax, and TransUnion set up a central website at annualcreditreport.com

Go to Experian’s site, scroll towards the bottom of the page and look for the following 4 links under the heading Credit report assistance:

* Disputes
* Review report again
* Credit report advice
* Fraud alert

Click on Review report again and you will be directed to a page where you will be asked to input the report number (taken from your free annual report), your state, SSN, and ZIP code.

Clicking on submit gives access to an online credit report, in full, and the option to print.

Each time your report is accessed using the above method you will be given a new and updated report for the current date, showing changes, if any, which have occurred to your report since time of your last access.

There is no limit to the frequency in which this can be done.

Pulling your credit report in this manner will not generate an inquiry visible to third parties, and will not harm your credit rating whatsoever. Raise your Credit Score

Tony

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